Exercises to Lose Lower Back Fat
Most people divide their back into the lower back and the upper back. Some people want to lose lower back fat while other people desire to get rid of their upper back fat.
Because it's very difficult to spot reduce fat from a particular body part, targeted strength exercises can do little do reduce your lower back fat. However, they can tone it and improve its appearance immensely. They can also make you more limber and alleviate back pain. That's why it's important to incorporate targeted exercises in your quest to lose lower back fat. Source